The Business Bytes
TBB BUREAU
BHUBANESWAR, SEPT 05, 2022
Future Generali India Insurance Company Limited (FGII) has launched a comprehensive health insurance product – FG Health Absolute, designed towards empowering customers to actively manage their health and leading a healthy lifestyle.
FG Health Absolute comes with a host of wellness benefits provided as a part of the product. The policy helps customers access value added services like tele counselling, webinars on mental and physical health, vouchers for wellness centres, fitness, sports and diagnostic centres and regular health check-ups to ensure a healthy and fit lifestyle.
The product comes with a loyalty program that enables customers to encash their reward points for premium discounts, availing a variety of goods, memberships etc. in the renewal policy. Under its wellness programme, customers are encouraged to undertake stress and happiness checks, and health risk assessments, twice a year, in addition to annual expert wellness assessments and lifestyle disorder monitoring. Monthly tracking has been included towards monitoring fitness and healthy lifestyle of the customers, ensuring a comprehensive approach towards physical and mental wellbeing.
Speaking alongside the launch of FG Health Absolute, Future Generali India Insurance Managing Director & CEO Anup Rau said, “FG Health Absolute is a step in the direction of providing customers with a proposition that not only suits their ask for a comprehensive product but goes a step further by encouraging them to practice healthy habits, regularly, for a holistic health. This solution caters to almost all possible healthcare requirements, from wellness and value add services, which are the USPs of the product, to enhanced mother and child care as well as overseas treatments for specific illnesses.”
“In keeping with our focus on being an ‘Inclusive’ insurer, with this product, we are also taking an important step by expanding the scope of ‘Family’ definition for our health indemnity products, to offer protection to members of the LGBTQIA+ community & members in a live-in relationship,” Rau added.
In addition to the coverage against a host of healthcare requirements, including maternity and new-born expenses, infertility treatment, overseas treatment, OPD focus on mental and physical health, vaccination cover for children up to 12 years of age, and home healthcare, among others, FG Health Absolute offers a girl child benefit where maternity Sum Insured is increased by additional amount of Rs. 10,000 on the birth of a girl child.
The salient features of Future Generali’s new policy include coverage for the new born baby under its mother’s policy, until the expiry of the cover, enhanced vaccination coverage for new-borns, a reinstatement of comprehensive mental illness benefits under OPD cover, enhanced cover for Lasik and Cataract treatments, as well as the host of value added services and wellness rewards programmes.
The policy, which is available across online and offline channels, features eleven sum insured options for customers, ranging from Rs. 3 lakh to Rs 1 crore and offers protection to a maximum of 15 family members. There is no upper age limit for customers, ensuring access to optimal healthcare at all stages of the individual’s life.
